Helpful® Card

One Card that Combines Products and Services Together

helpful® is a plan-funded flex card that brings multiple eligible benefits into one easy place, offering payment options for both vetted in-home services and eligible OTC products. Members get a simpler way to use what their plan offers, and plans gain stronger engagement and clearer visibility into how benefits are used.
One Card, Many Benefits
Depending on the plan, Helpful® can be used for eligible OTC items, home safety supplies, meals, transportation, and more—bringing multiple benefits together in one place.
Easy to Use
Just tap or swipe like a normal payment card. The card automatically applies plan rules in the background.
Fully Integrated
helpful® connects directly to our Marketplace and vetted provider network, creating a smooth, unified experience for members.

Why Plans Use helpful®

Fragmented benefit delivery makes it hard for members to use what they’re eligible for — and hard for plans to track, measure, or improve.
helpful® brings multiple benefits onto one card, boosting utilization and giving plans structured, real-time visibility into spending and engagement.

How helpful® Works

1
Your Plan Loads Eligible Funds
You'll receive your helpful® card in the mail before your plan start date.
2
Advanced Validation Ensures Accuracy
Each benefit period, your plan adds the dollars you can use on approved items or services.
3
You Shop Your Options
Use helpful® online, in-store, or through the Marketplace across a wide range of eligible categories.
4
You Pay With helpful®
Tap your card at retail or log in to the portal to use your funds within our Marketplace. Eligible items are approved automatically.
5
Track Your Orders and Spending
If you’ve ordered through the portal, you can view transaction history, order details, and shipping updates — all in one place.

The Measurable Impact of Our Ecosystem

350K+
Caregivers supported through our programs
60K+
Retail locations where helpful® can be used
25K
Vetted and credentialed providers connected to the ecosystem
1K+
Eligible OTC items available