When it comes to long-term care insurance, there are a lot of details and specifications you, as a policyholder, should be aware of. It can sometimes feel overwhelming to know where to start on your journey of better understanding your policy.
Not all policies are the same and many providers have different methods on how they go about things, so please keep that in mind as you begin to ask your questions. We recommend you spend some time generating your own personalized questions that you wish to have answered. Make a list beforehand so you can feel better prepared. We’ve provided some good beginning questions to start off with below.
This list is only a starting point to assist you in asking the right questions of your LTC insurance provider. We encourage you to use it as a baseline and build your own questions on top of it! Asking good questions will help you to better understand your policy and empowers you with the right knowledge.